One of the primary reasons you have to push for compensation after a car accident is that you don’t have to bear the financial burden of it alone.
Being a victim can be very expensive. You will incur fees and expenses that will eat deep into your savings. If the accident incapacitated you and impacted your ability to work, you’ll be filing for bankruptcy sooner rather than later.
You need an expert car accident attorney to help you fight for the compensation you deserve before you get drowned in any of the following bills:
Medical Bills
Here are the most common categories of medical bills that accident victims face:
Ambulance
The very first medical expense you might face comes right after the accident. Ambulances are crucial for receiving immediate medical attention, especially for serious injuries.
According to a 2023 Fair Health Cost Report, the average ambulance ride in the US can cost between $400 and $2,000, depending on the distance traveled and the level of care offered.
Hospitalization
If your injuries require hospitalization, the costs can quickly escalate. The cost of a hospital stay differs depending on the degree of your injuries, the length of your stay, and the specific treatments you receive. Even a short hospital stay can result in a five-figure bill.
Surgery or other medical procedures
Depending on the nature of your injuries, you might require surgery to repair broken bones, internal damage, or other complications. Surgical procedures can be extremely expensive; even simple procedures can cost as much as tens of thousands of dollars. This doesn’t even factor in surgeon fees, anesthesia, and other associated costs.
Medication
The healing process doesn’t end when you leave the hospital. Many accident victims require ongoing medication to manage pain, treat infections, or aid recovery.
The cost of these medications can add up over time, especially if they are specialized or require long-term use. Even if you have insurance, you might not get enough coverage for the entire duration of your long-term treatment.
Cost of Modifications
According to the National Spinal Cord Injury Statistical Center, the average lifetime cost for a person with a spinal cord injury can range from $1 million to $5 million. A significant portion of this goes towards home and vehicle modifications.
An accident can leave you with new physical limitations that you’ll have to adapt to. You’ll have to make modifications to your home, vehicle, or even your workspace to fit your new living conditions.
Therapy Fees
Physical therapy, occupational therapy, and even psychological therapy can be crucial for regaining strength, mobility, and coping with the emotional trauma of an accident.
Unfortunately, this doesn’t come cheap. Expect to spend between $50 and $200 per session. High-end therapists charge even more than this.
Repairs and Replacement of Damaged Properties
Accidents aren’t just about injuries – they can also damage your car, motorcycle, bike, or even your property. If you’re lucky, you can get your car back to perfect shape with just a few repairs. If you’re not, you might end up needing a new vehicle altogether. Aside from your car, other properties that were damaged in the accident will need fixing or replacement too.
Wrapping Up
You can’t escape the financial ripple effect that the accident will cause you. But you can surely get help from the at-fault party to cover the extent of these damages.
Get yourself a lawyer who can help you fight until you get maximum compensation. In the meantime, be sure to keep detailed records of all your medical bills, receipts for repairs, and any other accident-related expenses.
Your attorney will need all of these documents to convince the judge and jury that the compensation you seek matches the expenses you’ve incurred so far.
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